Privacy policy
Privacy Policy for JQL INSURANCE AND FINANCIAL SERVICES, DBA: JQL INSURANCE AGENCY
Effective Date: 10/16/2025
At JQL INSURANCE AND FINANCIAL SERVICES, DBA JQL INSURANCE AGENCY, we value the privacy of our clients and visitors. This Privacy Policy outlines the types of personal information we collect, how we use it, and the steps we take to ensure it is protected. This policy applies to all users of our website, www.jqlinsurance.com, and clients who engage with our agency for insurance-related services.
Information We Collect
We collect information from you when you fill out a form on our website. You may be asked to provide your name, email address, mailing address, or phone number. However, you can also visit our site anonymously.
How We Use Your Information
The information we collect may be used in the following ways:
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To provide insurance services
Your information is used to prepare quotes, issue policies, process renewals, or service your insurance needs. -
To process transactions
Your personal information will not be sold, exchanged, transferred, or shared with any other company without your consent, except as necessary to deliver the insurance products or services you have requested. -
To communicate with you
The email address or phone number you provide will be used to send you information, respond to your inquiries, and provide updates related to your insurance coverage or request.
How We Protect Your Information
We implement a variety of administrative, technical, and physical safeguards to protect your personal information. These include secure data storage, restricted access, and encryption where applicable.
Your personal information is stored and processed through secure systems and trusted vendors, including our website platform, client management system (CRM), and affiliated insurance carriers.
Disclosure to Third Parties
We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties. This does not include trusted third parties who assist us in operating our website, managing our insurance business, or servicing your policies—such as insurance carriers, general agencies, and service vendors—provided those parties agree to keep your information confidential. We may also disclose information when required to comply with legal or regulatory obligations, enforce our website policies, or protect our rights, property, or safety, or that of others. Non-personally identifiable visitor information may be shared with other parties for marketing, analytics, or other lawful purposes.
Third-Party Links
Occasionally, our website may include links to third-party products or services, such as insurance carriers or industry partners. These third-party websites have separate and independent privacy policies, and we are not responsible for their content or activities.
Nonetheless, we are committed to maintaining the integrity of our website and welcome feedback regarding any linked sites.
California Online Privacy Protection Act (CalOPPA)
Because we value your privacy, we take the necessary steps to comply with the California Online Privacy Protection Act. We will not share your personal information with outside parties without your consent.
Children’s Online Privacy Protection Act (COPPA)
We comply with the Children’s Online Privacy Protection Act and do not knowingly collect information from anyone under 13 years of age. Our website, products, and services are intended for individuals 13 and older.
Your Consent
By using our website and/or submitting your information, you consent to this Privacy Policy.
Updates to This Policy
We may update or modify this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.